Express Money – Electric Vehicle Loan show Apply Now javascript:pubHyperlink('pl_app_ev','en'); _self

Features


Applicable APR ranges from 1.43%-36%, with a repayment tenor ranging from 6-60 months.

Example of Express Money – Electric Vehicle Loan: Assuming that the approved loan amount is HKD1,990,000, with a 12-month loan tenor and 0.1338% monthly flat rate, APR including HKD11,800 cash rebate and 2-Month Payment Holiday is 1.43%, the total interest is HKD31,952, and your total repayment amount is HKD2,021,952.

APR is calculated according to the guidelines issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places and may vary for individual customers. Customers should refer to the loan confirmation letter for the relevant information. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.

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Eligibility

You must be aged 18 or above

You must be employed in Hong Kong

You must be a Hong Kong resident

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Product Enquiry / Enquiry of Promotion

Product Enquiry / Enquiry of Promotion

Product Enquiry / Enquiry of Promotion

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*If you do not provide the required information (including but not limited to Your Name) in the WhatsApp appointment, our bank staff cannot proceed to contact you to follow-up your enquiry and no separate notice will be issued.


Depending on actual data transmission speeds, the whole application process may take approximately 15 minutes.

To borrow or not to borrow? Borrow only if you can repay!

The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.


Subject to the relevant terms and conditions. For details, please click here.

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