Banking Essentials

Opening a new account at Dah Sing Bank is fast and simple. We offer a wide range of deposit services with attractive interest rates and flexible maturities

• Savings, Current and Fixed Deposit accounts in up to 19 different currencies
• Special USD Current Account bringing you many additional benefits
  • Handle USD payments by cheque to avoid costly remittances
  • Deposit USD cheque deposits for prompt local clearance the next business day
  • Enjoy USD overdraft facility at competitive interest rates*
• High-Yield Deposit Instruments

* subject to credit approval

Our large network of correspondent banks helps you manage supplier, buyers and staff payrolls or receipts in many different currencies worldwide:

Payment Solutions

• Domestic Remittances
• Cross-Border Remittances
• Faster Payment System (FPS)
• Local Bank Transfer via Real Time Gross Settlement(RTGS)
• Autopay Out
• Corporate Payroll Services
• Bill Payment Express

Receivable Solutions

• Collection via Faster Payment System(FPS)
• Cheque Collection and Clearing Services
• Direct Debit Instructions (DDI)
• E-Cheque Presentment
• Inward Remittances
• Merchant Acquiring Services

Liquidity Management

• Customised solutions that help you optimise processes, improve strategic decision-making and increase treasury efficiency.

Through our Dah Sing Bank Branch network and partners BCT Financial Ltd and Bank Consortium Trust Co Ltd (BCT), we can help your business ensure full MPF compliance*.

• Packages carefully designed to meet both employers' and employees' needs, combining full investment choice with convenience
• Tax relief on contributions available to both employer and employee
• All MPF benefits preserved until age 65 (with specific exceptions)
• Full and immediate vesting of benefits
• Portability of benefits

*Under current MPF regulations, employer and employee must each contribute 5% of the employee's monthly salary.  The minimum income for MPF contribution is HKD7,100 per month, while the maximum is HKD30,000 per month